WILDCARDS #18: GERMANY / HEALTH
Today’s WILDCARD explores the topic of Health in Germany. Learn more about health insurance, future healthcare reform and compare it with yesterday’s card…
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Healthy & Provided
The Germans are fully covered by health insurance, and the majority take full advantage of this. Even with a cold, a doctor is consulted. The cost of this comprehensive care increases annually however, the government is searching for potential savings, which may result in bad consequences for individual patients.
Average life expectancy (2012): Male: 77 years 9 months / Female: 82 years 9 months. Everyone must have health insurance. 11.6% people have private health insurance. 88.4% people have a statutory health insurance.
The Overdue Reform
The health care system of the future will bring more self-responsibility and participation for patients. As a repair operation service, medicine will continue to be available to everyone, but additional health service will cost. This creates new offers for health prevention, healthy eating, sports, fitness and wellness, taken from the high earners. A two-tier medicine is foreseeable.
Interesting Fact 1
A high percentage of young German doctors migrate abroad due to better pay and working hours. Hastily recruited foreign replacements struggle with education deficits and communication.
Interesting Fact 2
Between 2009 and 2012, a private fee of €10 per patient per quarter aimed to relieve free health insurance and educate patients more responsibility. The unpopular fee disappeared in 2013.